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Frequently Asked Questions
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Can my down payment be paid from the mortgage or with another type of finance?
No, the down payment cannot be paid from the mortgage or another type of finance. It is one of the upfront costs that you will need to already have available for payment. However, there are banks that can help to finance a part of the client’s DLD fees and broker fees, if eligible.
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What is the minimum down payment required?
The minimum down payment starts from 15% of the property price, depending on your profile and the property's value.
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What type of properties can be mortgaged?
The Central Bank allows mortgages on both old and new properties. Furthermore, you can finance plots of land, or construction financing.
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Does Clearrate only offer support on new mortgages?
We’re here to help you through your mortgage span. We can help you secure your first mortgage and also with existing, such as buyouts where you move mortgages from one bank to another, and also equity releases, if you want to take out a second mortgage.
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Who can get a mortgage in the UAE?
Getting a mortgage in the UAE is possible for most people, including UAE Nationals, UAE Residents (expats living in UAE), and non-residents. The process, particularly rates and terms, will differ depending on your residency status.
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