Compare mortgage options from leading UAE banks with expert guidance. Start your mortgage journey today.

Commercial Property Finance Solutions

Explore tailored financing options for commercial property purchases, refinancing, business expansion, and investment across the UAE.

image-location
Trade & working capital (TWC) solutions

Clearrate offers trade & working capital solutions to help your business support growth and manage day-to-day operations

Speak with an expert
image-location
Commercial mortgages

Clearrate is here to help you access tailored financing solutions for your commercial property. Let us simplify the process and meet your unique business needs.

Speak with an expert
image-location
Commercial real estate (CRE)

Avoid over-leveraging your balance sheet whilst exploring competitively priced financing options with Huspy. Leverage your property's rental income to secure a term loan tailored to your needs.

Speak with an expert
Talk to a mortgage specialist

Book a free consultation with our expert

Frequently Asked Questions

  • Can my down payment be paid from the mortgage or with another type of finance?

    No, the down payment cannot be paid from the mortgage or another type of finance. It is one of the upfront costs that you will need to already have available for payment. However, there are banks that can help to finance a part of the client’s DLD fees and broker fees, if eligible.

  • The minimum down payment starts from 15% of the property price, depending on your profile and the property's value.

  • The Central Bank allows mortgages on both old and new properties. Furthermore, you can finance plots of land, or construction financing.

  • We’re here to help you through your mortgage span. We can help you secure your first mortgage and also with existing, such as buyouts where you move mortgages from one bank to another, and also equity releases, if you want to take out a second mortgage.

  • Getting a mortgage in the UAE is possible for most people, including UAE Nationals, UAE Residents (expats living in UAE), and non-residents. The process, particularly rates and terms, will differ depending on your residency status.

Still have questions?

Speak directly with a mortgage advisor on WhatsApp.
We're here to help you every step of the way.

Continue on WhatsApp

The right mortgage for your property!

A few quick questions so we can shortlist properties that actually fit your residency status, budget, and timeline β€” no generic listings.

  • βœ“ Takes about 2 minutes
  • βœ“ No obligation to proceed
  • βœ“ Your details stay confidential
  • βœ“ A mortgage advisor will contact you

What is your residency status?

What is your employment type?

What is your monthly income?

AED

What is your age?

YEARS

What would you like to do?

Have you found a property yet?

What is the property price?

AED

Do you already have a mortgage?

βœ“

Where can our mortgage advisor contact you?

While we review your details, feel free to explore your dashboard and check out mortgage options tailored for you.

βœ“

Thanks, we've got it.

A Clearrate advisor will review your details and reach out to you shortly with suitable mortgage options. Please check your WhatsApp and email.

Let's find your Golden Visa–eligible property.

A few quick questions so we can shortlist properties that actually fit your residency status, budget, and timeline β€” no generic listings.

  • βœ“ Takes about 2 minutes
  • βœ“ No obligation to proceed
  • βœ“ Your details stay confidential
Step 1 of 4

Are you a UAE resident?

This changes which documents and property paths apply to you.

Step 2 of 4

Where are you buying from?

This helps us tailor document requirements to your situation.

Step 3 of 4

What's your budget and financing plan?

Sets the property range and whether mortgage pre-approval applies.

Step 4 of 4

When are you looking to buy, and how do we reach you?

We'll have a property shortlist ready before we call.

βœ“

Thanks, we've got it.

A Clearrate advisor will review your details and reach out to you shortly with a list of properties that fit your budget and Golden Visa eligibility. Check your WhatsApp and email.