Average rates 2.99–4.99%, fixed 3.99%, variable EIBOR-based, LTV up to 85%, 15–25 years term. Learn more

Commercial Mortgage

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Trade & working capital (TWC) solutions

Clearrate offers trade & working capital solutions to help your business support growth and manage day-to-day operations

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Commercial mortgages

Clearrate is here to help you access tailored financing solutions for your commercial property. Let us simplify the process and meet your unique business needs.

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Commercial real estate (CRE)

Avoid over-leveraging your balance sheet whilst exploring competitively priced financing options with Huspy. Leverage your property's rental income to secure a term loan tailored to your needs.

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Faqs

Frequently Asked Questions

  • Getting a mortgage in the UAE is possible for most people, including UAE Nationals, UAE Residents (expats living in UAE), and non-residents. The process, particularly rates and terms, will differ depending on your residency status.

  • Does Clearrate only offer support on new mortgages?

    We’re here to help you through your mortgage span. We can help you secure your first mortgage and also with existing, such as buyouts where you move mortgages from one bank to another, and also equity releases, if you want to take out a second mortgage.

  • The Central Bank allows mortgages on both old and new properties. Furthermore, you can finance plots of land, or construction financing.

  • The minimum downpayment starts from 15% of the property price, depending on your profile and the property's value.

  • No, the downpayment cannot be paid from the mortgage or another type of finance. It is one of the upfront costs that you will need to already have available for payment. However, there are banks that can help to finance a part of the client’s DLD fees and broker fees, if eligible.