The UAE's smartest way to get a mortgage.
Fast approvals. Lowest rates. Zero hassle. We make home financing simple.
Fast Approvals
As little as 14 days
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Mortgages built around your needs
Your Mortgage Made Simple
Connect with an Expert
Speak to our experienced mortgage advisor to understand your options and get started.
Complete Your Application
We'll prepare your application and guide you through the documents required for pre-approval.
Get StartedReceive Your Mortgage Approval
Review your final offer, sign the paperwork, and complete your mortgage with confidence.
Get StartedFrequently Asked Questions
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What salary is required?
Typically AED 15,000+ monthly income.
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What is the minimum downpayment required?
The minimum down payment starts from 15% of the property price, depending on your profile and the property's value.
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What type of properties can be mortgaged?
The Central Bank allows mortgages on both old and new properties. Furthermore, you can finance plots of land, or construction financing.
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Does Clearrate only offer support on new mortgages?
We’re here to help you through your mortgage span. We can help you secure your first mortgage and also with existing, such as buyouts where you move mortgages from one bank to another, and also equity releases, if you want to take out a second mortgage.
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Who can get a mortgage in the UAE?
Getting a mortgage in the UAE is possible for most people, including UAE Nationals, UAE Residents (expats living in UAE), and non-residents. The process, particularly rates and terms, will differ depending on your residency status.
Still have questions?
Speak directly with a mortgage advisor on WhatsApp.
We're here to help you every step of the way.